Our customer, a leader in the financial industry with locations from coast to coast, is searching for Consumer Loan Underwriters. This is a global Fortune 100 Company.
This a direct hire opportunity!
Position Details:
Position: Consumer Loan Underwriter
Location: Charlotte, NC
Pay Rates: DOE
Job Description:
Underwrites mortgage loans ensuring compliance with appropriate company and secondary market investor standards. Evaluates loans in order to maximize organizational profit and minimize risk or loss. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans; may be involved in one or several types of mortgage lending (conventional, government-backed, etc.) Extensive customer contact required. May require a bachelor's degree and one or more years residential mortgage underwriting experience including manual decisioning, Ability to validate income, asset and collateral documents including self-employed tax returns. Excellent phone skills and, superior customer service skills. Typically reports to a supervisor or manager
Functions may include:
Evaluating and ensuring overall loan documents are accurate, complete and compliant
Reviewing of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan – to – value) and other supporting documentation
Using an automated scoring system or traditional underwriting to determine acceptability of moderate requests
Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and / or to sell / promote line products
Staying abreast of any changes in underwriting provisions
Working with production to resolve questions when possible
Required Experience/Qualifications:
One plus years underwriting experience
One plus years of first purchase home loan Underwriting
Superior internal and external customer service skills
Proven experience with MS Excel, Word, and Outlook
Strong problem solving and analytical skills
Non-conforming underwriting experience
Demonstrated ability to make independent loan decisions
How to Apply:
Click on the “Apply Now” to be considered for this position or any other mortgage related opportunity with Adecco.
Important information: This position is being recruited for by Adecco’s National Recruitment Center, not your local Adecco Branch Office. To be considered for this position, you must use the “apply now” button to submit your resume. If you have questions about the position, you may contact the recruiter recruiting for this position (email/phone), however your resume must be received via the “apply now” button included within to be considered.
You may also email your resume to crystal.thaxton@adeccona.com for immediate consideration.
Highlights of Working with Adecco:
Why Adecco? Because Adecco provides one of the most COMPREHENSIVE BENEFITS package in the industry to contract workers. Benefits available to you as a contractor after one week of employment include:
Medical Coverage - access to an affordable and comprehensive group medical coverage plan
401(k) - Adecco offers all temporary employees the ability to participate in a 401(k) savings program
Pay Options/Direct Deposit - we make it as easy as possible for you to get paid
Service Bonus - rewarding employees who make an extended work commitment
Paid Holidays - selected paid holiday, based on accrued hour requirement
State-of-the-art Career Center - training and resources available for all employees
Highly trained and professional staff - Our team cares about you and your career
Adecco is an equal opportunity employer. The Adecco Group is a Fortune Global 500 company and the global leader in HR services. Our group connects over 700,000 associates with our business clients each day through our 6,600 offices in over 70 countries and territories around the world. We offer employment opportunities at any stage in your Professional Career.