Adecco Group is currently looking for Mortgage Underwriters, for a Direct Hire job opportunity with a Global Fortune 100 Financial Institution in Troy MI.

Position Details:
Position: Mortgage Loan Underwriter
Location: Troy, MI
Pay Rates: DOE

Job Description:
Associate underwrites large or more difficult/complex residential loans ensuring compliance with appropriate company and secondary market investor standards. Evaluates loans in order to maximize organizational profit and minimize risk or loss. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans; may be involved in one or several types of mortgage lending (conventional, government-backed, etc.) Extensive customer contact required. May require a bachelor's degree and one or more years residential mortgage underwriting experience including manual decisioning, Ability to validate income, asset and collateral documents including self-employed tax returns. Excellent phone skills and, superior customer service skills. Typically reports to a supervisor or manager

Functions may include:

Evaluating and ensuring overall loan documents are accurate, complete and compliant
Reviewing of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan – to – value) and other supporting documentation
Using an automated scoring system or traditional underwriting to determine acceptability of moderate requests
Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and / or to sell / promote line products
Staying abreast of any changes in underwriting provisions
Working with production to resolve questions when possible


Required Experience/Qualifications:

4+ years of recent Underwriting experience
Thorough understanding of credit and ability to review complex financial documents
Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
Ability to make credit recommendations
Demonstrated ability to make independent loan decisions
FHA and VA underwriting experience with DE and SAR preferred
Superior internal and external customer service skills
Proven experience with MS Excel, Word, and Outlook
Strong problem solving and analytical skills

If you are interested in this opportunity, please apply online.

Important information: This position is being recruited for by Adecco’s National Recruitment Center, not your local Adecco Branch Office. To be considered for this position, you must use the “apply now” button to submit your resume. If you have questions about the position please contact Viorelia Catan at 866-892-5140 ext 144#