A leader in the financial industry, with locations from coast to coast, is searching for Mortgage Underwriters. This is A PERMANENT POSITION. This is a global Fortune 100 Company, and a foot in the door has the possibility to open additional opportunities. Many of our associates have enhanced their current skills, had their contracts extended, converted to full time employment, or been re-deployed after their assignment ends.
As a contractor at Adecco, you will have benefits available after one week of employment. These are highlighted in detail below.
Position Details:
Position: Mortgage Underwriters
Location: Charlotte
Hours: M-F (8am-5pm)
Length: PERMANENT
Job Description:
Mortgage Underwriters
Performs a wide range of duties related to the underwriting of residential mortgages. Renders an underwriting decision and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decision to the Loan Originator, as well as serving as a resource to Residential Mortgage personnel on any underwriting questions. Assists in training new hires. Functions as escalation point for decisions requiring higher authority or unique problem solving to make the loan work.
DUTIES AND RESPONSIBILITIES:
Utilize systems in place, including automated underwriting to underwrite files in a timely manner.
Underwrite conventional and portfolio loans, in addition to assisting in FHA/VA loans, until such delegation is provided.
Manage expected service levels related to decision and condition clearing.
Update information on processing and underwriting systems to verify, add, delete or waive conditions.
Contact Loan Originators with the decision on the loan immediately after underwriting the file.
Provide feedback to other staff and loan officers.
Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable.
Responsible for appropriate section of HMDA Worksheet.
Review exception reports to ensure completion of all tasks.
Maintain knowledge of Fifth Third Mortgage Company policies and procedures, in addition to private investors, government investors and portfolio Credit Policy and Guidelines.
KNOWLEDGE & SKILLS REQUIRED:
Knowledge of conventional and government underwriting guidelines.
Three (3) or more years mortgage lending experience in origination and/or processing in heightened role.
Knowledge of the complete mortgage lending process.
High degree of attention to detail.
Knowledge of federal lending regulations governing real estate lending.
Knowledge of financial analysis techniques.
Demonstrated leadership skills.
Proven computer skills.
Demonstrated organizational skills.
Demonstrated teamwork and customer service skills.
Ability to make decisions in a time sensitive manner.
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
WORKING CONDITIONS:
Normal office environment with little exposure to dust, noise, temperature and the like.
Extended viewing of CRT screen
How to Apply:
Click on the “Apply Now” to be considered for this position or any other mortgage related opportunity with Adecco.
Important information: This position is being recruited for by Adecco’s National Recruitment Center, not your local Adecco Branch Office. To be considered for this position, you must use the “apply now” button to submit your resume. If you have questions about the position, you may contact the recruiter recruiting for this position (email/phone), however your resume must be received via the “apply now” button included within to be considered.
Highlights of Working with Adecco:
Why Adecco? Because Adecco provides one of the most COMPREHENSIVE BENEFITS package in the industry to contract workers. Benefits available to you as a contractor after one week of employment include:
Medical Coverage - access to an affordable and comprehensive group medical coverage plan
401(k) - Adecco offers all temporary employees the ability to participate in a 401(k) savings program
Pay Options/Direct Deposit - we make it as easy as possible for you to get paid
Service Bonus - rewarding employees who make an extended work commitment
Paid Holidays - selected paid holiday, based on accrued hour requirement
State-of-the-art Career Center - training and resources available for all employees
Highly trained and professional staff - Our team cares about you and your career
Adecco is an equal opportunity employer. The Adecco Group is a Fortune Global 500 company and the global leader in HR services. Our group connects over 700,000 associates with our business clients each day through our 6,600 offices in over 70 countries and territories around the world. We offer employment opportunities at any stage in your Professional Career.