Credit Analyst-Trade Finance

  • Location
    Miami, Florida
  • Job type
    Direct Hire
  • Category
    Accounting & Finance - Underwriting

Responsible for underwriting all residential loans(domestic and international) and discussing conditions with the department loan officers/originators as well as to review loan scenarios, print and issue approvals and necessary documentation. The candidate should have working knowledge and full understanding of domestic underwriting experience as it pertains to analyzing appraisals and self-employed borrowers as well as working with domestic and/or foreign national loans is highly preferred. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for final approval and perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral.

Recommended college degree in Business or Finance, or equivalent experience.
Minimum 3 years’ experience in residential mortgage loans(domestic and international) within a banking institution is highly preferred. Exposue in underwriting Foreign National Loans is highly preferred.
Experience analyzing financial and personal information/statements from borrowers to determine credit worthiness.
Experience working with Loan Officers obtaining all necessary documentation required to close loans properly and efficiently by complying with all Residential Mortgage/Bank regulations/guidelines.
Have excellent verbal and writing skills both in English and Spanish is required with the ability to translate from Spanish to English or vice versa.
Formal Residential/Mortgage Credit training.
Strong computer skills with MS Excel, Word and programs/software used for credit analysis. Ex. Emcompass, Calyx, etc.
Bi-Lingual English/Spanish is Required and position DOES NOT have the option to work remotely.

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Reference number US_EN_2_028296_135836